🎉 Special Festive Offer: Personal loans up to ₹8,00,000 at 13.99% interest — Apply Now

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AA Rated NBFC — ICRA Certified

Big Plans Deserve Bigger Loans. Lower Rates.

Zeska Finance brings you India's smartest digital lending platform — technology-first, people-forward. Unlock funds for your dreams in minutes, not days.

0+
Years of Trust
0M+
Happy Customers
0
States Served
✦ Instant Approval
💳
ZESKA FINANCE
Personal Loan
₹8,00,000
Maximum Loan Amount
Disbursed 72%
Interest Rate
13.99%
Processing Fee
3.25%
Max Tenure
60 Mo.
Credit Score
782
EXCELLENT
App Rating
4.8
★★★★★
6.2M+ Installs
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🏆
AA
ICRA Rated NBFC
🛡️
ISO
27001 Certified
🏦
RBI
Registered NBFC
5 Min
Instant Approval
🔒
256-bit
SSL Encrypted
🌟
ET Award
Future Ready Org

Financial Solutions
Built for You

From personal needs to business growth, we offer a comprehensive range of loan products at competitive rates.

💰

Personal Loan

Unlock possibilities with a personal loan designed for your exact needs — salaried or self-employed.

  • Attractive interest rates
  • High loan eligibility
  • Seamless loan process
  • Easy repayments
13.99%
p.a. onwards
🏢

MSME Business Loan

Expand, innovate, succeed — our MSME business loans power your growth story.

  • Loans up to ₹25,00,000
  • Minimal documentation
  • Quick disbursal
  • Flexible repayment
15.99%
p.a. onwards

Electric Vehicle Loan

Go green with confidence. Finance your dream EV with zero compromise on experience.

  • Special green rates
  • Up to 100% on-road funding
  • Fast processing
  • All EV brands covered
10.99%
p.a. onwards
🛍️

Consumption Loan

Bring home the convenience you deserve — from electronics to appliances and more.

  • Zero-cost EMI options
  • Partner merchant network
  • Instant in-store approval
  • No prepayment charges
0%
select merchant offers
📊

Loan Against Security

Leverage your investments. Get instant liquidity without selling your assets.

  • Stocks, MFs, Bonds as collateral
  • Up to 80% of portfolio value
  • Revolving credit facility
  • Low interest rates
9.99%
p.a. onwards
💳

Zeska RBL Credit Card

Premium rewards, cashback and exclusive benefits — all on one powerful credit card.

  • 5X reward points
  • Airport lounge access
  • Zero forex markup
  • Fuel surcharge waiver
Free
1st year (conditions apply)

Numbers That
Speak for Themselves

📅
0+
Years of Excellence
👥
0 Cr+
Happy Customers
🗺️
0
States Served
📱
0.2M+
App Downloads

EMI Calculator

Plan your finances with precision. Calculate your monthly EMI instantly and make an informed decision.

Loan Calculator
Loan Amount ₹5,00,000
Interest Rate (p.a.) 13.99%
Loan Tenure 36 Months
Monthly EMI
₹17,083
Principal Amount
₹5,00,000
Total Interest
₹1,14,988
Total Payable
₹6,14,988
Apply for This Loan →
81%
Principal
Principal
Interest

Based on your inputs. Actual EMI may vary based on credit profile, fees, and tenure chosen.

Processing Fee: 3.25%

Get Your Loan in
4 Easy Steps

01
📋

Apply Online

Fill out our simple online application form in just 5 minutes. No paperwork, no branch visits required.

02
🔍

Instant Verification

Our AI-powered system verifies your documents and checks your credit profile instantly.

03

Get Approved

Receive your loan approval in minutes with a customized offer tailored to your profile.

04
💸

Money in Account

Funds disbursed directly to your bank account. No middlemen, no delays — just cash when you need it.

Trusted by Millions

"

Got my personal loan approved within minutes. The process was completely digital and transparent. Zeska Finance truly lives up to its promise of hassle-free lending.

R
Rahul Sharma
Software Engineer, Bengaluru
★★★★★
"

The MSME loan helped me expand my business at a crucial time. The interest rate was competitive and the team was very supportive throughout the journey.

P
Priya Mehta
Business Owner, Surat
★★★★★
"

Zeska Finance app is incredibly easy to use. Checked my credit score for free and got a great loan offer. The disbursement was within 24 hours!

A
Ankit Patel
Teacher, Ahmedabad
★★★★★
"

I was skeptical about online lenders but Zeska Finance changed my mind. Complete transparency, no hidden charges, and excellent customer service. Highly recommend!

S
Sunita Krishnan
Doctor, Chennai
★★★★★
"

The EV loan process was seamless. Got my electric scooter financed the same day I walked into the showroom. Amazing experience from start to finish.

V
Vikram Nair
Marketing Manager, Kochi
★★★★★
"

Best credit card I've ever owned. The reward points accumulate fast and the airport lounge access has been a game changer for my frequent travel.

N
Neha Gupta
Consultant, Mumbai
★★★★★

Finance at Your
Fingertips

6.2 million+ downloads on Google Play. Manage your loans, track credit score, and pay EMIs — all from one powerful app.

  • 📊

    Free Credit Score

    Check your CIBIL score for free anytime, anywhere. No impact on your score.

  • 💳

    Bill Payments

    Pay electricity, phone, DTH bills and earn reward points on every payment.

  • 🎁

    Exclusive Loan Offers

    Unlock personalized loan offers based on your profile and earn loyalty rewards.

  • 🔔

    EMI Reminders

    Smart reminders so you never miss a payment and protect your credit score.

Dashboard
Credit Score
782
EXCELLENT
EMI Due
₹17K
15 Apr
NEW OFFER UNLOCKED
₹3,00,000 Pre-approved

Investor Relations

Committed to transparency, governance, and sustainable growth for all stakeholders.

📈

Key Financials

Comprehensive financial statements and performance reports for informed decision-making.

AAICRA Rating
BBB+Outlook: Stable
  • Annual Report FY 2024-25
  • Q4 FY25 Results
  • Audited Balance Sheet
  • P&L Statement
⚖️

Corporate Governance

Strong governance framework ensuring accountability, integrity, and stakeholder value.

  • Board of Directors
  • Committees & Charters
  • Related Party Transactions
  • Whistle Blower Policy
  • Code of Conduct
📋

Debt Disclosures

All mandatory SEBI and RBI disclosures for debenture holders and NCDs investors.

  • NCD Prospectus
  • Credit Rating Reports
  • Trustee Reports
  • Debenture Certificates
  • Compliance Reports

News & Insights

View All →
📊
Research

RBI Maintains Status-Quo on Policy Repo Rate

Analysis of macro impact on NBFC sector lending and borrowing costs.

8 Apr 2026 4 Min Read
Read Article →
🌿
Blog

Stand-Up India Loan Scheme: Complete Guide for 2026

Everything you need to know about eligibility, loan limits, and the application process.

10 Apr 2026 7 Min Read
Read Article →

Ready to Fuel Your
Next Big Move?

Apply for a Zeska Finance loan in minutes. No paperwork. No stress. Just funds when you need them most.

No Hidden Charges
Instant Approval
100% Secure
RBI Registered
24/7 Support

Expert Support
Whenever You Need It

🎥

Video Tutorials

Immediate self-service support with step-by-step video guides for all your loan management needs.

Watch Now →
💬

24/7 Chat Support

Our AI-powered chat assistant is available around the clock. Real agents available during business hours.

Chat Now →
📞

Phone Support

Speak directly with our expert loan advisors at 022-68539500 or 080-64807777.

Call Now →

Let's Start Your
Loan Journey

Have questions or ready to apply? Reach out and our team will guide you every step of the way.

📍

Head Office

Palms of DMI, New Delhi, Delhi 110019

📞

Customer Care

022-68539500
080-64807777
✉️
🕐

Support Hours

Mon–Sat: 9:00 AM – 7:00 PM
Chat support: 24/7

Apply for a Loan

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